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Cyber Security in India’s Cashless Economy

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Published on Pothi

Blurb

Recent developments have accelerated the move in India towards a cashless economy. The Jan Dhan Yojana (Jan Dhan government scheme) announced in 2014 is one example, providing for the cost-free creation of a bank account for every Indian family. Each bank account is also accompanied by a RuPay debit card for withdrawing money deposited in the account. The currency demonetization at the end of year 2016 with the removal of certain denominations of banknotes from circulation is another example. Additional initiatives and service offerings are also now encouraging the use of cashless transactions via online banking, payment cards, e-wallets, direct carrier billing, and cryptocurrency. This guide to the cashless economy in India and the cyber security considerations that go with it, have been written with the following audiences in mind:

  • Financial institutions that want to create a payment application.
  • Private companies that want to offer or maintain digital wallets.
  • Regulators that want to upgrade their framework governing these payment applications.
  • The digital payment industry in general.
  • Consumers of the digital economy.

Authors & Contributors

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Vinod Vasudevan

Chief Technology Officer

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Rohit Kumar

EVP & Head – Paladion OnDemand

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Harmanjit Bhogal

VP - Presales

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Hrishikesh Sivanandhan

VP & BU Head - Consulting
Services

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Hariharan Anantha Krishnan

SR. Practice Manager – Consulting
Services

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